Professional Mortgage Consultants

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Prequalification Form
(only for PA properties)

By completing and submitting the following form, PMC can accurately profile you both quantitatively and qualitatively -- at no cost nor obligation. Your financial profile (income, debt, assets) will determine purchasing power under various mortgage scenarios that you may wish us to test.

The details of each scenario will be professionally displayed on a mortgage analysis report. The qualitative analysis is assembled and reviewed via a prequalification credit report (3-bureau, merged in-file with FICO Scores).  While PMC can provide you a free prequalification without you granting authorization to run a credit report, the combination of the financial analysis and credit report evaluation serves to ensure the likelihood of approval in a timely fashion without frustration.

Prequalification performed prior to a sales offer being put forth also enhances your negotiating position with the real estate agent and seller.

You can either print this form, fill in the information and fax/mail it to us, or provide the information electronically (see below).  Before printing, select a program option from the list below.

Expect a 24- to 48-hour response once this form is received.


Program Options

Select up to three (3) program options below.


Borrower Annual Income

* = must be earned for at least two years. If applicable, amount is equal to the average of 2 year totals + year to date totals

Total:

Co-Borrower Annual Income

* = must be earned for at least two years. If applicable, amount is equal to the average of 2 year totals + year to date totals

Total:

Cumulative Total Annual Income:


Borrower Monthly Credit Debt

*Exact Required Payment
**Minimum Required Payment

Total:

Co-Borrower Monthly Credit Debt

*Exact Required Payment
**Minimum Required Payment

Total:

Cumulative Monthly Debt Total:


Borrower Available Cash

Checking, savings, money market accounts, etc.
CDs, stocks, bonds, mutual funds, etc. (not retirement)

Total:

Co-Borrower Available Cash

Checking, savings, money market accounts, etc.
CDs, stocks, bonds, mutual funds, etc. (not retirement)

Total:

Cumulative Potential Available Cash Total:


Borrower Retirement

This is for general evaluation only. Rough vested balances in IRA, 401(k), 403(b), etc.

Co-Borrower Retirement

This is for general evaluation only. Rough vested balances in IRA, 401(k), 403(b), etc.

Borrower Contact Information

If you are not a U.S. citizen, explain your legal residency status.
At least one of the phone numbers must be filled in. This is for questions regarding the information supplied; not for solicitation purposes.

Co-Borrower Contact Information

If you are not a U.S. citizen, explain your legal residency status.
At least one of the phone numbers must be filled in. This is for questions regarding the information supplied; not for solicitation purposes.

After completing this form, you can either print it and mail/fax it to PMC, or you may electronically submit this information directly to our server (secure transmission).  All your information will be kept confidential and will not be released to non-authorized personnel.  If you wish to electronically submit this form, please click on the "Submit" button below when you are finished.

By submitting this form with your telephone number you are consenting for Laurence Ostrom to contact you even if your name is on a Federal or State "Do not call List."  The contact will not be for solicitation purposes, but to clarify and better understand the information submitted if there is a question.

The information provided above is accurate to the best of my/our record-keeping ability.  I/We understand that the accuracy of PMC's prequalification report is only as accurate as the information I/we have provided.  I/We give permission to Professional Mortgage Consultants to access my/our credit history for the sole purpose of prequalification and better evaluation to place a mortgage.  I/We understand that this confidential information will only be disclosed to myself/ourselves and my/our real estate agent (if acting in a contractual Buyer-Broker capacity).


Want to see if you qualify for a home mortgage?

By completing and submitting our prequalification form, PMC can accurately profile you both quantitatively and qualitatively -- at no cost nor obligation to you.